Delta Financial Group

In our regular catch ups with Mike we’ve found that linking our long term goals to our values is a great way for us to make sure we are comfortable with our financial decisions. If you are looking for a financial advisor I recommend giving Mike a try.

Mike is a wealth of knowledge and has the innate ability to be able to explain everything in easy to understand way. His service levels are outstanding and we would highly recommend speaking to Delta for any of your financial matters.

I went to see Mike Sikar because he has been managing my parents finances for around a decade. The service he and his team provided was excellent. Highly recommend

Our partnership with Delta may be young but we could not recommend them highly enough, they have helped us structure a financial plan that will help us reach our retirement goals comfortably and be able to enjoy life. This is not your usual financial advisor relationship, reach out to Mike Sikar you will be happy you did.

While still in the early days of our relationship with Mike and Delta, we already feel more secure about the future. His ability to construct a big picture plan is exciting. He is able to gain a clear picture of our lives and has initiated a plan tailored for us. We are looking forward to future rewards and security and a long term relationship with Delta.

We engaged Mike in 2013 with the view of planning for the future and providing financial security for the family. His knowledge around creating wealth from passive incomes is second to none and we now also have excellent life insurances in place, which gives us peace of mind. Mike also now looks after our Super, which is already proving the right decision and will no doubt make a huge difference in our retirement. Soon Mike will also be guiding us through building a property portfolio. This is without doubt a long term engagement and we look forward to working with Mike for many years. He offers a level of integrity and expertise that I have not previously encountered in this industry. I would highly recommend him.

Mike helped us take action when we were not sure which direction to take. Working with Mike has given us great perspective on how to achieve our goals and helped us set a plan in place to achieve them. In our first meeting we really enjoyed completing our financial road map which gave us a great understanding of our boundaries, limits and potential, as prior to this we were inconsistent with our saving without knowing what we were working towards. If you are looking for someone to help you, an adviser like Mike can really make your life a lot easier (especially when you're time poor!) I'm looking forward to when we finally can retire!

Finding a good financial advisor is all about trust and an honest working relationship. Mike and Jess are a great team, from the start my partner and I felt comfortable we were in safe hands. Mike has a wealth of experience and knowledge and we look forward to drawing on his expertise for years to come. Without Mike's help we would not have the fnancial protfolio and saving capacity we now have. E & G

Mike and his team were amazing from the the moment we met his service was 1st class, i had been with several advisers over the last 10 years and mikes approach was very refreshing. I have already referred several of my friends and family to Delta Financial Group. Jeremy

Being introduced to Mike and getting my finances in order gave me a great sense of relief. The major benefit for me was putting my 10-15 year goals on paper, discussing where I wanted to be and why and setting a plan in place so I knew everything was mapped out so I could just focus on enjoying life. Trying to figure things out on my own was too daunting, I was fearful of making the wrong decisions and also didn’t want to look at the true facts of my situation without having any solutions, so working with Mike and his team has really helped with all of that and now I am confident I am on track to achieving my goals and living life on my own terms.

When we were first introduced to Mike and his team we were unsure about our goals and about how to get into the Sydney property market.
Mike took an holistic view of our finances and we were pleasantly surprised by his service offering, helping us with our cash flow, insurances, super and an investment plan. He took the time to learn about our financial position and life goals and has developed a meaningful and clear strategy that we are excited about.
Mike’s support team were really hands on in helping us work with his network of expert advisers and made sure everything ran smoothly. We now feel more comfortable with our decisions and feel we are heading on the right track to achieving our goals. We have no hesitation in recommending Mike to our friends.

Unfortunately we ended up being severely disheartened and worked out we would have been in a much healthier financial position had we not engaged Mike. We entered into this relationship seeking a trusted advisor but left it feeling we were dealing with a Salesman. Ultimately we lost a considerable amount of money on exorbitant monthly fees given that our finances were not complex at all to manage. The funds set up underperformed, we had an independent financial planner close to our circle of friends analyse the set up and reported that the fees were double the industry average for our needs. The insurances set up cost 25 % more than other products delivering the same benefits. After 12 months we were on the brink of terminating the relationship but wanted to give Mike the benefit of the doubt to turn things around. All that came of the next 12 months was a minor reduction in the fees with a caveat. Less meetings. 7 months had elapsed since our last meeting and I was the one who had to reach out to arrange it. In those 7 months, absolutely no work was done on our portfolio so we wondered what kind of service provider would just sit back and clock a substantial monthly fee. As a result of family circumstances back in Europe and no tangible wealth creation, we decided to cut our losses. To our utmost disappointment, Mike offered to manage our under performing investment portfolio and "only" charge approx 3/4 of our entire yearly fee to make a single change after informing him we were ending the relationship. On another note, we never got to sit down and meet our Client Relationship Managers in person so did not feel as though we were valued as a fee paying client during the 2 year term we dealt with Delta Financial.

I have been working with Mike for over 11 years and he represents many of my clients and friends.
I work with many financial advisers however the feedback I always receive from our clients is that they value him as a coach, partner and often a friend because he is very personable, engaging and really cares about them.
Mike proactively adds value to all his relationships and he is someone who has your best interests at heart and wants to see you succeed and actively shares his skills and expertise.
By us working together this enhances my personal relationship with my clients as we are all working towards the clients outcomes.

Mike was recommended to us through our accountant and he already had several of our friends as clients which gave us the confidence we needed to get started.

Mike took the time to get to know us, to understand what’s important to us and then helped us implement simple strategies to help achieve our goals. Prior to this we didn’t put much time into our finances or have much control of what we were doing or where we were headed so now we have laid the foundation and feel more organised and confident about our future.

Mike has been very transparent about the advice process so it’s been easy for us to understand and the results have been really positive so far. Mike also educates us along the way so it’s clear to see how things are progressing every time we catch up.

We have had the benefit of being introduced to Mike’s panel of experts so we know all of our bases are covered and we have Mike playing a key role in bringing everyone together.

Having Mike as our coach we are more accountable to our spending and we are more open to considering further opportunities in shares and property. We are really pleased to have Mike on our team and are happy to recommend him to anyone.

We saw a lot of Mike’s videos and articles on LinkedIn so we took advantage of his free 20 minute chat.
We enjoyed completing our financial road map as we were able to visualise our long term goals and put a simple plan in place to achieve them.
The first step in meeting Mike was the biggest but in-between our meetings he sent us great videos and handouts which helped us get excited about taking action and actually made it a journey to look forward to.
Our advice for anyone is to just go have a chat with Mike, don’t be fixated on the outcome, the chat with help you figure things out and visualise where you could be in the future.

Mike and the team at Delta Financial Group delivered me a tailored solution including investments/wealth creation, super, and cash flow. Mike’s holistic approach is refreshing and logical, taking into account all lifestyle, income, and asset factors. I'm happy to recommend them to others, and if you're a time poor professional procrastinating on getting a plan together, Mike will ease your mind.

We were introduced to Mike through LinkedIn where we were able to book a free 20 minute chat, this was a great approach because we had been meaning to see an adviser but had never got around to it. We completed our financial road map in our first meeting which helped us detail where we wanted to go and how we needed to get there. With Mike’s support and guidance he has helped us lay the foundation for our financial future and the value of that is exponential. Mikes unique cash flow management system taught us to become aware of our spending and make conscious decisions with where our money is going. We really enjoy our regular catch ups and appreciate all Mike’s education via handouts and emails and wouldn’t hesitate in recommending Mike and his team to anyone.

We were first introduced to Mike via our accountant in 2012. Mike is a highly approachable individual who provides clear advice in defining and realising our financial strategy. He also brings to the table a highly valuable network of likeminded professionals across a range of related services. I'd recommend Mike to other IT professionals looking to define and sharpen their financial strategy.

We met Mike in 2012, following an introduction from our accountant. Initially, we needed help with housekeeping (like super, budgeting, cash-flow, insurance etc) but we also wanted advice on goal-setting/investment. Mike was very approachable and provided us with very thorough and clear advice. He has helped us immensly; things are in order/performing well and we have a defined strategy. Highly recommended!