HPH Solutions

We were referred to HPH by our previous financial advisor who was closing his business. We've been so happy with Thomas as our advisor. He's personable, professional and within 18 months, we've seen positive changes to our financial position as we head towards pre-retirement. We are provided professional services here that we haven't encountered previously and are confident in the advice we're receiving.

We reached out to HPH as we needed help with getting on top of our finances etc. We initially thought we only needed a statement of advice but when being honest with ourselves we realised we needed the upgrade option that included a year of assistance with implementation and guidance with Zach.

The year long assistance with implementation really helped us and was priceless.

If we didn't go for this option I think we would've sat with the advice and potentially procrastinated or not have implemented it at all. Having a hand holding experience is amazing and saves you time, money and stress.

The clarity and guidance Zach has provided us has given us such peace of mind that we are now on a successful financial path.
Some of the areas we gained clarity:

- when we can retire based on the lifestyle we want.
- what our current equity position is and a short and long term strategy for
handling and building on our savings goals.
- how much we can invest in our first home taking into account our long term goals.
- take savings through increasing super contributions in a way we didn't realise that would be advantageous to us buying our first home.
- what our yearly expenses were which we wern't clear on. We have saved a lot on expenses we didn't consider that "value adding" and spent more in areas we were not spending enough on to make sure we have a healthy, happy and prosperous life.
- made changes to our super to increase investment returns.
- assessed pre-existing life insurance, disability and income protection and increased and implemented where needed.

The list can go on and on. We have saved and earned more money with Zach's assistance than we could have ever by ourselves and more importantly our lives are better overall because of their wholistic approach.

Best investment in ourselves we have ever made.

I have been receiving financial advice from Rob and/or his team since 2000. Engaging HPH Solutions is one of the best lifestyle (not just financial) decisions I have ever made.

My current advisor is Thomas. He is smart and has an excellent knowledge re investment options, I trust his judgment and recommendations and they have served me well. He is very helpful, often over and above what is expected.
He is also a great listener - he listens carefully to my financial goals and social needs, takes the time to understand them, then helps me build a sound financial plan to achieve them. When my situation changed, he responded quickly - he is intellectually agile, and quick to respond to changing circumstances.
The admin team (Jill and others) is also outstanding

An excellent service, personal and caring.
We are very grateful for all the help and advice.
We highly recommend them.
Daniele and Bruno

My advisors at HPH are knowledgeable and professional, but moreover they are warm, compassionate people who have cared for me, my family and our finances through a very tough time in our lives. I honestly don't know how we would have navigated these years without them.

My advisors at HPH are knowledgeable and professional, but moreover they are warm, compassionate people who have cared for me, my family and our finances through a very tough time in our lives. I honestly don't know how we would have navigated these years without them.

I have a background in Finance and since my retirement from an Executive position with a leading Bank who employed me for 35 years I sought the advice of HPH Solutions to assist initially, with retirement planning.
In more recent times, it has been the regular management and review of of my funds and regular pension drawings to meet my goals.
I highly recommend the quality Financial Advisers and their knowledgable support staff who always put me at ease despite the occasional volatile movements in various markets.
They also keep me abreast of all legislative changes and when appropriate offer alternative solutions that invariably have saved me management fees and seen investment returns equal to or exceeded my expectations within my individual risk appetite.
Becoming a client of HPH Solutions is possibly the best financial decision I have ever made.

I have known Paul Burton professionally for more than 30 years and trusted his opinion and advice. It was my choice to follow him when he moved to HPH and the transition was seamless. He and Zac are available when I need their advice and I cannot fault their service or that offered by the rest of the staff at HPH. They don't rush any interview and take the time to explain and go over anything that I have required further explanation. Ultimately decisions are mine to make, but they provide the information and advice to help me make the decision. To date he and Zac have helped me achieve my goals of financial independence into retirement within the time frame I was hoping. I would be happy to confidently recommend their professional services.

We have been fortunate to have Michael Pyne as our financial planner for many years. When we were recommended to H. P. H.we came with history. My parents had had a bad experience with a financial planner, our previously trusted financial planner had returned to Sydney to live and my husband had been made redundant, just short of retirement age. My husband and I are both scientists and the financial world remains somewhat a mystery to us. Michael has been and continues to be superb at guiding us through our anxieties and patient with our financial education. Like everyone we took some losses during the global financial crisis, however his careful attention to our lack of willingness to take risks saw us affected less than many we know. Whenever in the news there is a hiccup in the financial world he is very quick to communicate how or if it affects us. We trust him implicitly as we feel he treats our financial future with the same care he would for his own family. In the past I have recommend him and will continue to do so with confidence.
Jacqueline and Sydney Adams

I've had the absolute pleasure of working with the HPH team over the last few months now and I can say with great confidence these guys are some of the most talented, yet forthright adviser I've ever met.

They focused on making sure they knew me and understood my values first and then worked on a solution, rather than trying to make me fit a standard mold.

I feel like I have finally found people that understand they journey is just as important as the destination and I look forward to continuing the relationship for many years to come!

Thank you to Micheal and his team at H. P. H.can't imagine a better company to handle our financial affairs. Since signing with them our finances have never been in better shape, we can now look forward to being retired with a positive future.

My experience with HPH Solutions is and has always been very positive. I take this opportunity to acknowledge Michael for his constant support and excellent advice. I would also like to thank Jill for her generosity in answering questions and providing assistance.

Engaging HPH was one of the best decisions I have ever made. Their care and expertise has enabled me to have a very comfortable retirement even though I had limited superannuation.

I would recommend them to anyone who requires expert and caring financial advice.

Sandra Brown

Thank you Rob for today's meeting. I always feel confident that my finances are in good hands. I am always made to feel relaxed and having you and the staff always on hand to answer any questions takes the worry off my mind. Thanks Rob to you and your staff.
Kay Geraty

The team at HPH solutions take a holistic approach to the way they engage with their clients. I genuinely feel like they are a trusted partner who together, built a personalized plan and foundation for guiding me through my life financial decisions (and more). I have no doubt that HPH are the premium financial advisers in Western Australia.