Essential Financial Advice

We made an appointment with Essential Finance as part of our planning towards retirement. Darcy Johnstone not only demystified the whole retirement super planning process for us but he saved us some dosh by restructuring some of insurances. For the first time I feel like I have a sensible plan in place that will carry us through retirement from someone we can trust. Thanks Darcy.

We would like to thank Darcy Johnstone and the team at Essential Financial Advise for all their help in achieving our dream. Darcy new how green we were and translated everything so we understood. He went over and above this duties, by setting us up on Centre Link for our Pension, even going into seeing them. We could not have achieved this without his help.
We would highly recommend Darcy and the team, as we are now LIVING THE DREAM.
Thanks again you were amazing.

Darcy Johnstone has helped us reach our financial goals with a minimum of fuss. We struggle to understand this complex ever changing area. We’re so fortunate that “Darcy’s got it”. We just follow the advice, review regularly, and just like that our financial position has significantly improved to the extent that original goals were met.

We love Darcy’s flexibility, professionalism, knowledge, and ability to translate complex information into straightforward advice. It’s been the perfect balance between a friendly personalised approach and excellent financial results!

Thanks Darcy. See you at our next review.

Darcy Johnstone and the team at Essential Financial Advise have been fantastic. Darcy went through a very detailed plan to help us understand where we are financially and how we can achieve our goals. He provided a very clear understanding about what we should (and shouldn't) do to ensure we are financially secure in the future.

Thanks to Darcy and the team for your time, knowledge, professionalism and effort in helping us plan for the future.

We have been with Darcy now for a number of years and thanks to his sound advice we are in a positive financial position that we never thought we would be in at this time of our lives. I would recommend Darcy to anyone for his knowledge and the ability to explain clearly all aspects on reaching your financial goals.

I highly recommend Darcy Johnstone from Essential Financial Advice. He has been able to assist us with advice on range of financial services. His advice is clear and easy to understand. He takes the time to ensure his recommendations are the best fit to meet your financial goals and life circumstances.

I cannot thank Shonel enough for the incredible professionalism displayed when meeting with myself and my partner. I know this is something that Shonel prides herself on, but seeing it in action first hand was something that brought me great joy, relief and confirmation that I am glad to be using Shonel and Essential Financial Advice to assist with my and hopefully our financial future.

Shonel and her team have been advising us for the past couple of years as we are approaching retirement and we have found her knowledge and strategies most helpful. A small company but staff always very friendly and accommodating. We would thoroughly recommend Essential Finance.

Among other things, we dealt with Shonel regarding our Income Protection. She navigated us through this highly stressful period with the care and dedication required to help us achieve a successful outcome. Her advice over the years has been invaluable, and we cannot thank her, or recommend her highly enough.

Peter and I were very concerned about our retirement plan. But when we met Shonel she was so understanding and explained things so clearly our fears disappeared. We have now been with Shonel about 4years and could highly recommend her and her staff.

We can’t recommend Shonel highly enough. She was amazing to deal with every time. Clear, concise and she knows her stuff.

Thank you Shonel and Essential Finance for organising my husband and myself multiple superannuation policies. A great job and we didn't have to worry about it.

Can't say enough about Shonel and her team. They have excellent knowledge, they are extremely thorough and incredibly supportive.

Nothing but praise for Shonel and her team at EFA. Very professional and always willing to give assistance.
Shonels constant help and guidance has given my wife and I a great path way toward retirement.
Highly recommended.

Shonel and her team at Essential Financial have been an important part in the process of setting my wife and I up for retirement and have also played a critical role in preparing my young family for unforseen circumstances. Our budget and earning capacity was taken into account and a balanced maintainable plan worked out for our specific and individual needs. Thank you Shonel and your team for working for us as a family.oh and repeatedly chasing me up with requests for documents that you needed.

I'll recommend you to anyone.

Seriously amazing is how best to describe Shonel and her Team. I've been with Shonel since I was 26 (over 10 years now), and she's always provided really good, in depth, informative advice.
What I have always liked most though, is she will sit and chat to you, to understand you, your family and what goals you actually want to achieve. (Someone who listens - I know RARE right).
She will then structure a plan to reach those goals.
I've spoken with other advisors and it's all about buying and investing more, more, more. If that's what you want, then shonel can do it, but she will also listen and understand where you are at in you're life and help structure a realistic plan without sacrificing to much in your day to day life.

And if something changes and you need to pull out from investing - no dramas, she'll sort it ASAP.

As I said Seriously Good.

Shonel and her team have been helping us with our financial. Affairs for a number of years.
They are amazing at what they do. They have helped us in so many ways. Especially recently in a recent
Claim which I received. Shonel & Jades knowledge is outstanding. Shonel is genuine & very passionate about her work. Peter & Myself throughly recommend them at EFA.

I've found that they listen to me and take the time to answer any 'dumb' questions that I have. If I send a query via email, it's usually answered in a couple of hours.

My wife Tanya and I were looking for someone that could give us some sound financial advise to set us up for the future. Shonel not only was able to provide this she also help walk us through the process and presented the information in a way that was easy to understand for us to make informed decisions.
Would highly recommend her and her team to anyone that was looking for Financial planning advise

I am totally useless with figures and superannuation etc,
And found myself needing direction, someone that could make things so simple that I could understand what’s going on.
I was strongly advised that the person I needed to contact was Shonel @Essential Financial Services.
True to every word, I cannot speak highly enough of her for speaking plainly and letting me understand.
I thank her for listening, to what must seem blatantly simple to people that know what’s going on.
I could no recommend her highly enough, and I thank the Day we were introduced.