Mel Finance Services

Lumbini was amazing with helping me a get a home loan, he explained things easily, found a bank and loan that was suited to me and was there 100% throughout the transaction, Lumbini is officially my broker and would happily recommend him to anyone - thanks Lumbini

Lumbini made the process so simple and easy for us! He was able to get the approval for us within short period of time to meet the settlement time. He is very professional, patient and supportive through the process of organising the loan and everything went through seamlessly. Would highly recommend!

I had a great experience with Mel Finance!
I was able to buy my first property hassle free thanks to Lumbini. He is very knowledgeable and attentive. He compared different loan options and explained them well so I could choose wisely.
I would recommend his services to anyone!

I am grateful to the person who introduced me to Lumbini as a mortgage broker for my refinance in this crazy year of interest rates. Lumbini was very thorough, and helpful and displayed a wealth of knowledge in the finance industry.
Communication was great, which normally is a deal-breaker for me.
Not only did I get one of the best interest rates going, but I also got free financial advice. I will definitely use that to build my wealth.
I have been recommending Lumbini to my friends and colleagues already because the service was excellent. Thank you, Lumbini and Mel Finance.

Lumbini is an amazing mortgage broker.
He doesn't just help you find a loan, he also educates you through the journey so you have a clear understanding and are confident when making your decisions during such a daunting experience. Lumbini supports you through the whole journey. He is very quick to answer all of our questions making buying a house a lot easier. Lumbin saved us a few dollars too. Thank you Lumbini.

Securing property investment funds via a SMSF is becoming extremely difficult these days. Not only did Lumbini source all available (yet limited) options, he also provided high quality, timely and very professional advice throughout our entire acquisition process. Added bonus - Lumbini's referrals for additional services (legal etc) share the same professionalism, diligence and care as he does. Jasna & Wes Ariss.

Lumbini is a great bloke, really helpful and good at explaining the in and outs of our mortgage. Highly recommend.

I recently engaged with MelFinance to discuss my options on a fairly complicated matter. Lumbini provided a fantastic service, was always professional and efficient. Highly recommend, and will definitely be back in the future.

Lumbini was incredibly helpful in assisting us with our home loan. He is so great in communicating with us, always available when we have questions or needing advice. His service is exceptional and we can highly recommend him to everyone.

I recently had the pleasure of meeting Lumbini as he guided us through our journey of purchasing our property- upon many of our zoom meetings or phone conversations he was extremely thorough and always had great property and loan advice.
Highly knowledgeable, very patient and provided great support throughout the process.
I would most definitely recommend you Lumbini, in all it was a pleasure working with you.

We would like to thank Lumbini for guiding us along the way to settling my first property.
We had a complicated transaction and a tight settlement period and Lumbini went above and beyond to get us settled as quickly as possible. On top of that, Lumbini is very educational and responsive.
Overall an exceptional broker and great guy!

Lumbini was recommended to me as I was looking buy my first property and he has been excellent. He was very professional and helpful in explaining the different types of loans with the benefits and disadvantages that come with them. He was quick to respond to my enquiries and doubts I had with whole process. I felt very comfortable during the whole journey that Lumbini has taken me, and I am very happy with the services he has given.

The service provided by Mel Finance made the process of choosing the right product from the right bank, so simple and straight forward.
From the first meeting to settlement, we felt guided thru the process by someone who had our best interest at heart and that we could totally trust.
I would, and have recommended, without reservation, Lumbini W. And Mel Finance to other friends who are looking to deal with banks.
Thank you
James Chaplin and Katherine COBLEY

Highly recommend Lumbini. As a first home buyer, Lumbini supported me throughout every step of this journey and was able to provide a very balanced and knowledgeable outlook on the Melbourne property market. Lumbini also explained how each product works in a very comprehensive manner and provided me with the right tools and support to make an informed decision.

Lumbini worked very quickly to ensure that all paperwork and documentation was completed well before my settlement date which made this process very smooth and easy.

It was clear from our first discussion that Lumbini's number one priority is supporting his clients in finding the most suitable home loan and home and I have appreciated his honesty and transparency.

I look forward to working with Lumbini in the future.

I cannot recommend Lumbini highly enough, he has been absolutely outstanding in refinancing our loans. We tried for 18 months with three other brokers who wasted our time with false assurances. Lumbini always kept us up to date with progress, and was very professional, efficient, friendly and knowledgeable. I will be contacting Lumbini in future for all our finance needs. Thank you so much, Lumbini, for being the best in the business.

Lumbini patiently helped us during our property purchase while it took almost a year from our first pre-approval until we found the property that we liked. Lumbini is very responsive to calls and messages which is very comforting when you are a first-home buyer.

Lumbini has been extremely helpful and available during my investment journey through a challenging economic environment.
Lumbini provides a hassle free experience with high level of customer service.
I would highly recommend Mel Finance.

I found Lumbini on Google when I was looking for a mortgage broker Melbourne. Lumbini helped me to refinance my loan. From the beginning, it was evitable he’s working in your best interest. I have been provided lots of lenders and options and he explained each pros and cons and made the whole process seamless. He would provide his honest opinion with rationales which made me very comfortable dealing with him. From start to end the communication process was fabulous and I didn’t have to follow up at all as each step was been notified. I would definitely recommend his services to anyone seeking a refinance.

We purchased an investment through our SMSF and Lumbini was recommended to us. He was amazing in every way. He had things happen very quickly, his communication to us was impeccable to the point that if he emailed us something he would also text us to let us know. He always asked our questions very quickly and helped us understand what we were signing and what the process was. He is very knowledgeable, professional and very approachable. If we would not hesitate to use him again and I would highly recommend him to my friends and family. Thank you Lumbini

Lumbini was excellent from beginning to end with our finance needs for an investment property. His communication was excellent and he was very good at following up with reminders for me to get documents in on time. Very happy with his service and happy to use his business again when needed.